2011年3月30日星期三

车祸 Car Accident - 4

Classic Quote from HWZ

I don't know why so many negative feedback even yourself is not confident so looking for 50-50. I would think you should get 90% and it will not affect your NCD.

The prerequisites are:

1, you can prove or he would not deny that he was from minor road. Yes, you have right-of-way and sure should win (don' tell the scene was 30 meters from the juntion already)
2, you could further prove he was changing lane, so he sure would lose. likely, as his portion was right back and yours ..., and if you have the photo shows his car is not straight would be great

The claim would take some time which your lawyer would advise you already. I think you should get it. Have to be patient! His insurance may counter propose $1800 to you, and they may not verify with that old driver as it won't worth to fight for this <3000 claim.

The insurance companys work like that, today you claim me, tomorrow I claim you. Next year raise premiums for all, and doubled premiums for those being claimed drivers/owners. It would be not worth to fight in the court.

So, if unfortunate you get 50% only or less, what you can do as your Q. You could continue to engage the lawyer to fight for the case, until to court. But, I won't recommend that. You should still remember the case of the primary school teacher. You can fight, if you win, you get 1000-2000, if you lose, you go bankrupt (due to very very expensive legal costs).

Bear with it (your own insurance company would require you pay the first 500 or something, you can decide whether worth to claim your own insurance)

I agree with all the people, that we should practise defensive driving. It seems you were able to prevent this, as you signal, check blind spot, change lane... better don't mention this too much. If me, I would not say I checked the blind spot; you check the rear mirror regularly so you sure there was no car behind and no time to check blind spot again, just did E brake

Good luck, I think it will be good.

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